Use cash only to pay for items
Leave credit cards at home
Come up with a financial plan and stick to it
Check your motives…shopping because your bored? Lonely? Looking for a diversion from a heavy life issue?
Don’t let friends talk you into buying something you didn’t need or want
Plan ahead and stick to your shopping list
Avoid mindless on line shopping
Put it back! Leave the store and go back the next day if you really feel like it’s a needed item
Take a trusted friend with you who can help you make a good buying decision
Remember your goals to pay off that credit card debt, school loan or car payment. What is most important?