Tips for Safe On-Line Shopping

 

 

Time and money are precious commodities and I’m all about saving both! One way to manage time is to shop for gifts on line. I’ve noticed many people are buying their everyday non- perishable items on line and having them shipped to their home.

 

Here are some tips for safe shopping within the comfort of your own home.

 

Use a secure payment method such as PayPal or a credit card. These options offer buyer protection which means you wont be at risk if there are fraudulent charges made on your account. Do not wire money or send a hand written check to an online company.

 

Come up with a creative password that only makes sense to you. It should be a mix of letters, numbers and symbols. Write your password down on a master list of usernames and passwords and keep the list in a file with other important documents such as your bank information so you know where to find it.

 

Be aware of deals that seem to good to be true because we all know if it seems to good to be true, it probably is. Read the fine print and note any exceptions that are listed. Don’t buy into the deal unless its exactly what you are looking for. Be on alert for phony apps and only down load from an app store with high ratings. Be sure not to share personal information when its not warranted.

 

If youre buying an item from ebay or a similar site, look at the reviews first. Are they reputable? Have other buyers had good success in their transactions with the seller?

 

Before buying, consider what you already have. Do you need another bed spread or box of handi wipes? Its always a good idea to take inventory of what you already own prior to purchasing more. Make sure you have the storage space for a bulk shipment of paper towels or dogfood before ordering.

 

Lastly, happy shopping!

 

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